XY Logo
Back to Use Cases

Financial Assessment

Healthcare benefits are a complex matrix — and for financial advocates, that complexity turns into a daily manual grind.

The Challenge

Healthcare benefits are a complex matrix: employer policies, regional rules, insurance coverage, negotiated pricing, and treatment plan details all shape what a patient owes.

For financial advocates, that complexity turns into a daily manual grind:

5–10 tabs open at once

Bouncing between EHR, spreadsheets, document templates, and reporting tools

Doing calculations, double-checking, and filling in estimate docs by hand

It's high-stakes work where mistakes create confusion and rework — and it burns time that could be spent supporting patients.

The Solution

An end-to-end Financial Assessment workflow that automates the heavy lifting behind cost estimation

1

Gather inputs across systems

XY's agents pull the required context from wherever it lives — including the EHR, spreadsheets and calculators, Google Doc templates, and reports (e.g., Metabase outputs).

2

Generate a draft financial assessment in the existing template

Instead of starting from scratch, XY creates a draft assessment directly into the Google Doc format the team already uses — pre-filled with the relevant inputs and math.

3

Human-in-the-loop review by the Financial Advocate

Navigators get everything in one place and can quickly validate edge cases, apply judgment, and finalize.

Why It Matters

~1,000s
of wasteful clicks saved daily
~75%
of time saved with automation

This turns a multi-system, high-friction workflow into a streamlined decision step — cutting the majority of the clicks and calculation overhead while keeping navigators fully in control.

Ready to automate this workflow?

See how XY.AI can transform your payers operations with a personalized demo.