# XY.AI Labs

> XY.AI Labs builds AI agents that automate healthcare operations: revenue cycle, claims, eligibility, prior authorization, scheduling, data entry and document workflows, with human-in-the-loop oversight and audit logs.

XY.AI Labs (https://www.xy.ai/) is the AI native company for Healthcare. It offers two products on the same agentic foundation: XY Agents, an AI workforce that works inside the systems teams already run, and the XY Platform, which exposes the same agents, Knowledge Bases and integrations through MCP and a REST API.

## For AI agents

- [llms-full.txt](https://www.xy.ai/llms-full.txt): the whole site as one file: agents, industries, pricing, security, the developer platform and MCP
- [For AI agents](https://www.xy.ai/for-ai-agents): how to read, answer, act through XY MCP and hand off to a person
- [XY MCP server](https://mcp.xy.ai/mcp): streamable HTTP; interactive OAuth or an organization API key
- [XY MCP tool catalog](https://mcp.xy.ai/docs/tools.json)

## AI agents

- [All AI agents](https://www.xy.ai/agents)
- [Claims Scrubber](https://www.xy.ai/claims-scrubber-agent): Catch errors before they become denials. Real-time claim validation against coding standards, payer rules, and documentation requirements.
- [Payment Posting & Reconciliation Agent](https://www.xy.ai/payment-reconciliation-agent): Automate ERA and EOB processing. Zero posting backlogs, immediate secondary billing, and complete revenue transparency.
- [Insurance Verification Agent](https://www.xy.ai/insurance-verification-agent): Real-time eligibility and benefits verification. Confirm active coverage, deductibles, and co-insurance before the patient arrives.
- [Prior Authorization Agent](https://www.xy.ai/prior-authorization-agent): Automate authorization submissions, status tracking, and approvals. Eliminate treatment delays and ensure every procedure is financially cleared.
- [Claims Management Agent](https://www.xy.ai/claims-management-agent): Prevent denials, speed reimbursements, and reduce rework with smart pre-checks. The Claims Management Agent ensures higher first-pass acceptance rates.
- [Scheduling Coordinator Agent](https://www.xy.ai/scheduling-coordinator-agent): Intelligent appointment scheduling that considers patient preferences, provider availability, and optimal resource utilization.
- [Onboarding Agent](https://www.xy.ai/onboarding-agent): Streamline new patient and member onboarding with automated data collection, verification, and system setup across platforms.
- [Patient Migration Agent](https://www.xy.ai/patient-migration-agent): Safely migrate patient data between EHR systems. Ensure data integrity, compliance, and minimal disruption during transitions.
- [Multimodal AI Browser Agent for Healthcare Automation](https://www.xy.ai/browser-agent): Record video, audio, and browser actions simultaneously to automate workflows with full context. The first multimodal browser agent for healthcare.
- [Data Entry & Extraction Agent](https://www.xy.ai/data-entry-agent): Automate data entry across any healthcare system. Extract, transform, and input data with human-level accuracy at machine speed.
- [Knowledge Base Agent](https://www.xy.ai/knowledge-base-agent): Instant access to organizational knowledge, policies, and procedures. Answer staff questions and ensure consistent information across teams.
- [Accounts Payable Agent](https://www.xy.ai/payment-posting-agent): Automate accounts payable workflows, reconciliation, and adjustment processing. Ensure accurate financial records with minimal manual effort.

## Pricing

- [Pricing](https://www.xy.ai/pricing): No per-token fees. Predictable monthly pricing. License an XY Flow for one, or license the XY Platform to automate across your organization. Every plan includes implementation, system connections and analytics.

## Industries

- [All industries](https://www.xy.ai/industries)
- [Medical Practice](https://www.xy.ai/medical-practices): Reduce manual workload in scheduling, chart prep, eligibility checks, and documentation with AI that acts like an intelligent digital staff member.
- [Dental Practice](https://www.xy.ai/dental): Streamline insurance verification, treatment planning, and patient communication for modern dental practices with intelligent automation.
- [Pharmacy](https://www.xy.ai/pharmacy): Automate prescription processing, inventory management, and prior authorizations while maintaining compliance and accuracy.
- [Medical Billing & RCM](https://www.xy.ai/rcm-billing): Transform your revenue cycle with AI-powered claims management, denial prevention, and payment posting automation.
- [Payers](https://www.xy.ai/payers): Accelerate claims adjudication, member services, and provider network management with intelligent process automation.
- [Health IT & Digital Health](https://www.xy.ai/health-it): Enhance your healthcare technology solutions with embedded AI capabilities for workflow automation and data processing.
- [DME](https://www.xy.ai/dme): Streamline order processing, insurance verification, and compliance documentation for durable medical equipment providers.
- [ASC](https://www.xy.ai/asc): Optimize surgical scheduling, pre-authorization, and revenue cycle management for ambulatory surgery centers.
- [Vision Care](https://www.xy.ai/vision-care): Eliminate manual benefit verifications, prior authorizations, and vision plan portal submissions for optometry and ophthalmology practices.
- [Behavioral Health](https://www.xy.ai/behavioral-health): Automate concurrent authorizations, session-level coding, credentialing monitoring, and denial management for mental health and substance use organizations.
- [Skilled Nursing Facilities](https://www.xy.ai/snf): Protect Medicare and Medicaid revenue with automated prior authorizations, PDPM coding reviews, ADR responses, and Medicaid pending tracking.
- [Rural Health & Critical Access Hospitals](https://www.xy.ai/rural-health): Multiply the capacity of lean administrative teams with AI that automates eligibility verification, prior auth, claims, and telehealth billing.

## Use cases

- [All use cases](https://www.xy.ai/use-cases)
- [Claim Rejections Management](https://www.xy.ai/use-cases/claim-rejections-management): Rejected claims pile up — and the cost isn't just time. It's missed revenue.
- [Member Onboarding](https://www.xy.ai/use-cases/member-onboarding-automation): Member onboarding at scale is deceptively hard — each member's employer, insurance, and regional combination requires different welcome messaging and delivery rules.
- [Supply Chain Verification](https://www.xy.ai/use-cases/supply-chain-order-verification): In high-volume healthcare supply chains, small data issues become expensive operational bottlenecks.
- [Claim Reconciliation](https://www.xy.ai/use-cases/claim-creation-reconciliation): RCM teams processing thousands of claims per month are stuck in a loop of repetitive, manual work.
- [Financial Assessment](https://www.xy.ai/use-cases/financial-assessment-automation): Healthcare benefits are a complex matrix — and for financial advocates, that complexity turns into a daily manual grind.
- [Invoice Generation](https://www.xy.ai/use-cases/automated-invoice-generation): Post-procedure billing requires reconciling what actually happened — across clinical records, benefits logic, and billing rules.
- [Payment Posting](https://www.xy.ai/use-cases/automated-payment-posting): Payment operations organizations must execute payments across thousands of different websites — each with their own UI, login flows, and payment steps.
- [EHR Migrations](https://www.xy.ai/use-cases/automated-patient-ehr-migrations): When a healthcare organization switches EHRs, the biggest blocker isn't the new platform — it's the old one.

## Developers

- [Developer platform](https://www.xy.ai/developers): build on XY agents, workflows and integrations through the REST API or MCP
- [Get started](https://www.xy.ai/developers/get-started)
- [XY MCP](https://www.xy.ai/developers/mcp): connect Claude Code or any MCP client to XY agents, Knowledge Bases and integrations
- [API reference](https://www.xy.ai/developers/api-reference)
- [OpenAPI specification](https://api.xy.ai/openapi.json)

## Company

- [About](https://www.xy.ai/about)
- [Sam De Brouwer](https://www.xy.ai/about/sam-de-brouwer)
- [Lamara De Brouwer](https://www.xy.ai/about/lamara-de-brouwer)
- [Geert Trooskens](https://www.xy.ai/about/geert-trooskens)
- [Partners](https://www.xy.ai/partners): partner program for revenue cycle companies, software platforms and consulting firms
- [Careers](https://www.xy.ai/career)
- [Contact](https://www.xy.ai/contact)
- [Trust Center](https://trust.xy.ai)

## Engineering articles

- [The Tech Behind XY.AI](https://www.xy.ai/tech-behind-xyai)
- [We Built Compiled AI. Jev-Like System 1 Models Belong Inside It.](https://www.xy.ai/tech-behind-xyai/we-built-compiled-ai-jev-like-system-1-models): Compile the workflow once, then run it as code. Jev-like System 1 decision models slot into Compiled AI as typed, calibrated gates—not chat agents.
- [Introducing the XY Developer Platform That Your Team Can Build On](https://www.xy.ai/tech-behind-xyai/introducing-the-xy-developer-platform): A secure REST and MCP surface so your teams can connect systems to XY agents, workflows, human review, and governed analytics.
- [Compiled AI: Deterministic Code Generation for LLM-Based Workflow Automation](https://www.xy.ai/tech-behind-xyai/compiled-ai-deterministic-code-generation): We introduce compiled AI, a paradigm where LLMs generate code once and workflows execute deterministically, achieving 57x token reduction and 450x latency improvement for enterprise healthcare workflows.
- [How XY.AI Labs Built Customer-Specific EOB Parsers with Serverless Fine-Tuning](https://www.xy.ai/tech-behind-xyai/customer-specific-eob-parsers-serverless-fine-tuning): Learn how XY.AI achieved 87% EOB parsing accuracy with 2-3x lower infrastructure costs using Together AI's serverless fine-tuning platform and Qwen 2.5 14B models.
- [The Code Factory Manifesto](https://www.xy.ai/tech-behind-xyai/the-code-factory-manifesto): Code generation is becoming the universal interface through which AI accomplishes any task. At XY.AI, we are building the code factory for healthcare.

## Blog

- [Blog](https://www.xy.ai/blog)
- [XY.AI Is the Agent Partner Behind Signal Labs’ SignalWork](https://www.xy.ai/blog/xyai-signal-labs-signalwork): Signal Labs launched SignalWork to decide which work goes to people and which goes to AI agents. XY.AI is the agent partner that puts that work into production.
- [From the Stage: DocSF26- The Agentic Shift Meets Clinical Reality](https://www.xy.ai/blog/docsf26-agentic-shift-meets-clinical-reality): At DocSF26, surgeons and operators asked why so few AI demos become daily work. The winners will be agents that act, stay predictable, and hand work back.
- [HBMA 2026 Revenue Cycle Conference: Billing Companies Do Not Have a Staffing Problem. They Have a System Fragmentation Problem.](https://www.xy.ai/blog/billing-companies-system-fragmentation-problem): Billing company growth stalls on fragmented EHRs and practice systems, not headcount. Agentic AI can work across those systems without new integrations.
- [XY.AI Partners with CollaborateMD to Bring AI Native Revenue Cycle Operations to Thousands of Billing Teams](https://www.xy.ai/blog/xyai-collaboratemd-partnership): XY.AI is partnering with CollaborateMD to bring a digital AI workforce into the billing workflows medical practices, ASCs, and billing companies already run.
- [Give Your AI Agent a Job To be Done, Not a Job Description](https://www.xy.ai/blog/give-your-ai-agent-a-job-to-be-done): An AI agent is not a role. Give it a job to be done: clear inputs, completion criteria, and handoffs. That is how operators can trust it.
- [You Can't Claude Your Way Through Healthcare](https://www.xy.ai/blog/you-cant-claude-your-way-through-healthcare): Customers are experimenting with Claude and ChatGPT. For healthcare, a useful AI result is not yet a reliable workflow. Here's why infrastructure matters.
- [Ten Signs You're Ready or Not](https://www.xy.ai/blog/ten-signs-youre-ready-or-not): Ten signs your healthcare operation is ready—or not—to hand work to AI agents, plus how to tell a real solution from a confident demo.
- [Now Connecting to 3,500+ Payers. Here's What That Means for You](https://www.xy.ai/blog/now-connecting-to-3500-payers): XY.AI now connects to 3,500+ payers through clearinghouse integrations like Stedi. Fewer disconnected tools, unified automation across the revenue cycle.
- [Does Your Staff Log Into 12 Portals Before 9 AM?](https://www.xy.ai/blog/does-your-staff-log-into-12-portals-before-9am): Healthcare teams lose thousands of hours navigating disconnected portals. The XY Browser Agent learns a workflow once and executes it autonomously, 24/7.
- [What You Don't Build Today Will Be Difficult to Catch Tomorrow](https://www.xy.ai/blog/what-you-dont-build-today-difficult-catch-tomorrow): We are not entering another software cycle. We are entering a world where intelligence becomes abundant. Why waiting to adopt AI might mean falling behind.
- [XY.AI Labs Expands Integration with athenahealth and AdvancedMD](https://www.xy.ai/blog/athenahealth-advancedmd-marketplace-integration): XY.AI Labs announces integrations with athenahealth and AdvancedMD, expanding access to AI-native healthcare operations for over 225,000 providers.
- [What It Means to Be an AI-Native Leader](https://www.xy.ai/blog/what-it-means-to-be-an-ai-native-leader): Sam De Brouwer explores what AI-native leadership really means, from orchestrating humans and agents to redesigning how organizations operate.
- [Bringing AI to Behavioral Health at Scale: 10,000 Specialists, 4 Million Patients](https://www.xy.ai/blog/xyai-opus-partnership): XY.AI Labs partners with Opus, the leading EHR platform for behavioral health, to bring AI agents to 10,000 specialists serving 4 million patients.
- [XY.AI and Uberdoc Partner to Bring AI to the Frontlines of Healthcare: Reaching 5,000 Practices Across All 50 States](https://www.xy.ai/blog/xyai-uberdoc-partnership): XY.AI Labs partners with UberDoc to bring AI agents to over 5,000 independent physician practices across all 50 states.
- [From Static Compliance to Living Compliance](https://www.xy.ai/blog/from-static-compliance-to-living-compliance): How agentic AI can make healthcare operations safer by transforming compliance from a periodic burden into an always-on operational advantage.
- [Are You Still Running Your RCM in the Dark?](https://www.xy.ai/blog/are-you-still-running-your-rcm-in-the-dark): Most healthcare operators still lack visibility into their RCM. XY's real-time analytics layer turns automation into measurable, actionable intelligence.
- [The Missing Layer in Healthcare AI: Execution](https://www.xy.ai/blog/the-missing-layer-in-healthcare-ai-execution): The big model companies are building AI interfaces to healthcare data — not operational infrastructure. Here's why the execution layer matters for healthcare operations.
- [Are You Automating Jobs or Redesigning Work?](https://www.xy.ai/blog/are-you-automating-jobs-or-redesigning-work): AI in healthcare isn't about replacing jobs — it's about redesigning how work gets done at a system level. Learn why task-level orchestration is the future.
- [How to Choose the Right AI Partner for Your Healthcare Operations](https://www.xy.ai/blog/how-to-choose-the-right-ai-partner-for-healthcare-operations): Learn how to select the right AI partner for healthcare operations. Discover what matters: infrastructure, reinforcement learning, scalability, and cost efficiency.
- [Have We Been Here Before? A Thought on AI Infrastructure](https://www.xy.ai/blog/ai-infrastructure-thought): Lessons from the early internet apply to AI today. Optimization starts at the foundation. Learn how XY.ai builds healthcare AI with the right infrastructure.
- [Finally, Healthcare Is Becoming a Learning System with AI as its Catalyst](https://www.xy.ai/blog/healthcare-becoming-learning-system-ai-catalyst): Explore the three major transformations in healthcare technology: from medical imaging to digital records to AI. Discover why agentic AI is redesigning the operating system of healthcare itself.
- [Connect Healthcare Systems with Agentic AI](https://www.xy.ai/blog/connect-healthcare-systems-agentic-ai): Healthcare teams need automation that works across disconnected systems. XY.AI Labs agents connect workflows across EHRs, billing tools, payer portals and more.
- [You love LLMs and co-pilots? You'll love AI Agents even more.](https://www.xy.ai/blog/you-love-llms-youll-love-ai-agents-even-more): Physician enthusiasm grows for healthcare AI. Discover how AI agents are transforming healthcare operations beyond LLMs and co-pilots, delivering measurable ROI and operational efficiency.
- [Why I'm Building for the Overlooked Majority of Healthcare](https://www.xy.ai/blog/why-building-for-overlooked-majority-healthcare): Sam De Brouwer shares XY.AI Labs' journey building AI agents for small and mid-sized healthcare providers—the long tail that needs support most.
- [From Code to Care: How Zero-Cost Software Is Reshaping Healthcare](https://www.xy.ai/blog/from-code-to-care-zero-cost-software): Sam De Brouwer explores how AI is driving the marginal cost of software toward zero and why the real value in healthcare is shifting to trust, data, and orchestration.
- [From Clicks to Care: Reinventing Healthcare Workflows with Our XY.AI Multimodal Browser Agents](https://www.xy.ai/blog/browser-agent-healthcare-automation): Discover how Our XY.AI Multimodal Browser Agent automates healthcare workflows—capturing video, audio, and browser actions simultaneously. Record once, replay many, and scale your operations.
- [Tough conversations about success and failure are not new in AI](https://www.xy.ai/blog/tough-conversations-success-failure-ai): Sam De Brouwer on why tough conversations about success and failure are not new in AI, and what separates hype from real-world impact.
- [9 Real-World Applications of AI Across Industries](https://www.xy.ai/blog/ai-across-9-industries-examples): Discover how artificial intelligence is transforming 9 industries—including healthcare, logistics, retail, finance, and energy—through real-world examples and measurable outcomes.
- [10 Benefits of Artificial Intelligence in Healthcare](https://www.xy.ai/blog/ai-in-healthcare-10-benefits): Discover how artificial intelligence is transforming healthcare—from diagnostics and documentation to burnout reduction and smarter operations.
- [Three Reports, One Message: Give Time Back to Care](https://www.xy.ai/blog/three-reports-one-message-give-time-back-to-care): An at-a-glance brief on three reports from AMA, Capgemini and KPMG: reducing administrative load, human-supervised AI and intelligence where work happens.
- [What Free Compute Signals About a Startup like XY.AI Labs?](https://www.xy.ai/blog/what-free-compute-signals-about-a-startup-like-xy-ai-labs): XY.AI Labs was awarded $350,000 in Google Cloud credits. What that non-dilutive support signals about building an AI-native healthcare company.
- [What We're Learning From Our Latest Integrations](https://www.xy.ai/blog/what-we-are-learning-from-our-latest-integrations): What rolling out our agentic AI platform to healthcare customers is teaching us about integrations, APIs and adapting AI to high-friction environments.
- [Is Agentic AI Becoming the New OS for Healthcare Operations?](https://www.xy.ai/blog/agentic-ai-healthcare-os): Like Windows or macOS for computers, agentic AI is poised to orchestrate administrative workflows, clinical processes and operational decisions in healthcare.
- [9 AI Trends To Transform Healthcare and Medicine And Why They're Closer Than You Think](https://www.xy.ai/blog/automated-healthcare-ops): Nine AI trends in medicine and healthcare, from clinical notes that write themselves to automated operations. Some are in use today, others are scaling fast.
- [What I am Learning on the Front Lines of RCM in Healthcare - and Why We Can't Ignore Automation Any Longer](https://www.xy.ai/blog/rcm-automation-healthcare): What RCM teams face every day: claims, denials, resubmissions and constant quota pressure, and why healthcare can't ignore revenue cycle automation any longer.
- [AI Agents in Healthcare: The Smart Workforce You Didn't Know You Could Have](https://www.xy.ai/blog/ai-agents-in-healthcare): What AI agents are and how they already work in healthcare: checking eligibility, processing claims, scheduling patients and running back-office workflows.
- [15 Years at the Edge of AI and Healthcare - and Why Everything has Changed](https://www.xy.ai/blog/15-years-at-the-edge-of-ai-and-healthcare): A look back at 15 years of building AI for healthcare, from Scanadu and doc.ai to generative AI, and why this time everything has changed.

## Optional

- [AI & Healthcare Glossary](https://www.xy.ai/glossary): definitions of AI and revenue cycle terms, one page per term